Knowledge
How collection costs work under the WIK
The Dutch Wet Incassokosten sets fixed, lawful collection-cost amounts. Here's the gist.
In the Netherlands, collection costs aren't invented per case — they follow a statutory scale called the Wet Incassokosten (WIK / BIK). Understanding it helps you know what to expect.
A legal scale, not a guess
The WIK fixes collection-cost amounts as a percentage of the claim, with a legal minimum and maximum. The amounts are set by law, which makes the process transparent and predictable.
Who pays them
Where the rules are met, these statutory costs are charged to the debtor on top of the principal — so the cost of recovery doesn't come out of your pocket.
Why it matters for you
It means a serious, lawful basis for every demand we send, and a clear answer when a debtor asks why costs were added.
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